• UNUM Basic Life is optional to employees enrolled in the district’s medical benefits.

    Beneficiary Information

    Primary Beneficiary (ies) means the person(s) you choose to receive your life insurance benefits. Please specify the percentage of the benefit you want paid to each beneficiary; these percentages should total 100%. If any primary beneficiary is disqualified or dies before you, his/her percentage of the benefit will be paid to the remaining primary beneficiary (ies).

    Contingent Beneficiary (ies) means the person(s) you choose to receive your life insurance benefits only if all primary beneficiaries are disqualified or die before you. Please specify the percentage of the benefit you want paid to each beneficiary, these percentages should total 100%. If any contingent beneficiary is disqualified or dies before you, his/her percentage of the benefit will be paid to the remaining contingent beneficiary (ies).

    Minor Beneficiary (ies) When you designate minors as beneficiaries, it is important to understand that insurance benefits may not be released to a minor child. They may, however, be paid to a court appointed guardian of the child’s estate. The regulations governing minor beneficiaries vary by state.

    Trust - You may designate a valid trust as a beneficiary.


    Types of Coverage Information

    Basic Life is life insurance provided by your employer for which the employee pays the premiums, if they choose to enroll.


    General Information

    Updates to Your Beneficiary Designation - You can change your beneficiary designation at any time. You may wish to review your designation periodically.

    Consult an Attorney- This information is not intended to be relied on as legal advice. You may wish to get the assistance of an attorney to help ensure your beneficiary designation correctly reflects your intentions.

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